Being prepared for your mortgage appointment will help you feel prepared, informed and in control of the conversation when discussing your finances and budget for a new home. Most lenders have an extensive source of references, checklists and guides to help you prepare for such meetings. The first step is to meet with a lender to get pre-approved for the amount you can afford.
As you move further along the in the financing process, your bank will ask for items such as:
Signed Purchase Agreement & Construction Specifications
Written explanation of any recent changes in employment
All pages of your personal tax returns and schedules
Bank account or other asset statements
Retirement account statements
Other mortgages or loans
Dynasty Homes also offers resources and guides to help you on our website. Please check out the Resources section at the top of our webpage.