Home Buying Terms You Should Know

There are always a lot of terms getting thrown around during the purchasing process by bankers, real estate agents, and lawyers. We gathered some terminology that we frequently hear into a quick glossary in an attempt to de-mystify the process for you. Annual Percentage Rate (APR) – This is the cost of your loan in terms of a yearly interest rate. The APR is often slightly higher than the published rate because it takes into account all of the costs associated with your loan (financing, closing or pre-paid points) Appraisal – This is a estimate of the property’s market value. Appraisers look at local market conditions, the characteristics of the property and compare it with other sold pro

Wood Species Explained

A Guide to Helping you Decide Which Wood is Best for your Home We often get asked about the different kinds of wood used in our homes, most often in relation to floors. We will be posting a separate article soon that will detail considerations when choosing your hardwood floor, but first we wanted to provide a little context about different wood species. The first distinction when thinking about Timber is Hardwood versus Softwood. Despite their names, a hardwood is not necessarily a harder material and a softwood is not necessarily a softer material. The distinction is actually attributable to the way the plant reproduces. Hardwoods come from angiosperm trees, which are usually broad-lea

Three Different Types of Engineered Wood Floors

What is an Engineered Wood Floor? An engineered wood floor is constructed from multiple plies of wood with a solid top layer. Because more of the tree is utilized to create the plies, less waste is inevitable and can be considered more eco-friendly. Engineered wood floors tend to be more resistant to everyday wear and tear and also to buckling or rippling. They can be used in alternative locations like basements even where there may be some more moisture. Solid Hardwood Flooring as it sounds is solid and can be slightly more expensive than engineered. But not all engineered wood floors are created equal, here is an explanation provided by one of our suppliers, Hallmark, on their differen

Granite vs Quartz Countertops

Stone tops have been popular for some time and your selection from the endless array of unique colors and patterns will significantly contribute to the overall look of your home particularly in the kitchen, baths and bars. In this article Dynasty Partners explains the pros and cons of each type of counter top to help you make the choice. Granite is a natural stone and the most popular counter top on the market. Granite is quarried directly from the earth as a single chunk which are then cut into individual slabs. Quartz counter tops on the other hand are manufactured composites that replicate the look of stone. They contain crushed quartz mixed with resin at about 93% quartz to 7% resin.

Timbertech Decking

Earthwood Evolution: A Scratch, Fade, and Stain Resistant Deck Capped composite decking by TimberTech takes scratch, stain and fade resistance to an entirely new level with warm, natural hardwood style and authentic graining. Earthwood evolutions 25 year stain and fade warranty gives total piece of mind. Combine this low maintenance product with a low maintenance aluminum railing and you can forget about the annual chore of sanding and staining. DP homes features low maintenance decking by TimberTech and others on many of its new homes in Des Moines.

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