It’s the final step in making the purchase and the part of the process that is most exciting, but can also feel like the most confusing. Here are a few things you can do to help that.
Obtain an estimate of closing costs through your lender. These are the costs that you will pay to close a mortgage loan that are separate from your down payment. They are typically related to lender fees, title fees and escrows for things like taxes.
Schedule a final walk through to verify everything in your home is in working order.
Know what you are signing. This is the part of the process where everything becomes final and you are the official homeowner. Verify that all of your information is correct. Read the disclosures and ask questions! Sign all the title documents.
Take your new keys, get organized and move in!